Terms and Conditions
Ocean Insurance LLC
Draft effective date: October 26, 2026
1. Website Purpose
This website provides general information about Ocean Insurance LLC and allows visitors to contact the agency, explore coverage options, and access third-party insurance quotation and customer-service tools. Information on this website is not personalized insurance, legal, tax, or financial advice.
2. Quotes, Coverage, and Binding
Submitting a form, receiving an estimate, or communicating through this website does not create insurance coverage or bind a policy. A quote is subject to underwriting, eligibility, rates, forms, state-specific rules, verification, and carrier approval. Coverage begins only when expressly confirmed in writing by an authorized insurer or producer, subject to the applicable policy terms. Do not cancel existing coverage until you have confirmed replacement coverage.
3. Products and Availability
Products and carriers vary based on location, risk characteristics, licensing, appointments, underwriting eligibility, and market availability. Not every product listed is available for online quotation or purchase. Contact the agency for confirmation of current options.
4. External Portals and Links
This website may link to or embed services operated by EZLynx, AgentInsure, insurers, or other third parties. Those sites and their security, privacy, availability, account access, and transaction processing are operated under separate terms. Ocean Insurance does not control all content or technical behavior on third-party platforms.
5. Use of the Website
You agree to use this website lawfully, provide accurate information, and avoid attempting to interfere with or gain unauthorized access to the website or its connected systems. You are responsible for keeping any third-party portal login credentials secure.
6. Communications
Information sent through ordinary email or basic website forms should not include highly sensitive personal or payment information. Electronic messages may not be read immediately. Urgent policy changes, binding requests, or claims should be directed to the appropriate agency or carrier channels and require confirmation.
7. Intellectual Property
The Ocean Insurance name, logo, and materials presented on this website belong to their respective owners or licensors. You may use website information for personal, noncommercial evaluation of insurance services, but may not reproduce proprietary content for unrelated commercial purposes without permission.
8. No Warranty and Liability Limits
We seek to keep information accurate and current but do not warrant that all website information, third-party systems, or services will always be complete, accurate, uninterrupted, or error-free. Nothing in these Terms limits legal rights or responsibilities that cannot be limited under applicable law.
9. Governing Law
To the extent permitted by law, the interpretation of these website Terms is governed by the laws of the State of Florida, without displacing any mandatory federal or state insurance protections or rights.
10. Updates
We may revise these Terms as website functionality and business practices evolve. Continued use after changes become effective constitutes acceptance to the extent permitted by law.
11. Contact
Ocean Insurance LLC, 13542 North Florida Ave, Suite 110, Tampa, FL 33613. Phone: (813) 774-6377. Email: info@myoceaninsurance.com.